Travel insurance for Puerto Rico residents, and travel assistance for wherever in the world you call home.
People think travel insurance is about protecting a trip. It's about protecting a life.
I've built a life around travel — the places, the tables, the stories. And I've spent even longer inside the insurance business my family has run in Puerto Rico for more than three decades. That's where I learned the difference.
I don't have a disaster story of my own. What I have is years of answering the phone when it happened to someone else — a client hospitalized on the other side of the world, alone, in a country where she didn't speak the language. The carrier paid every medical expense and coordinated directly with the hospital. She never advanced a dollar or translated a single form.
That's why I do this. Emergencies don't wait for a convenient moment — they arrive somewhere unfamiliar, exactly when you have the least control. A good policy isn't about expecting the worst. It's what lets you stop thinking about it.
If something happened thousands of miles from home — would you actually be covered?
Quote and purchase directly with the carrier — the price you see is the carrier's price, and your policy is issued by them, with me as your representative. Pick the option that matches where you live.
Redbridge asks for a Producer ID at checkout — use PQPR1140
For residents of Puerto Rico, on trips departing from and returning to the island. Not sure which carrier? One form gives you real estimates from all three, side by side.
Each carrier quotes and issues its own policy. Prices, limits and exclusions vary by plan — the policy document is the final word on what's covered.
For travelers who live outside Puerto Rico — the Dominican Republic, Florida, Spain and beyond. Redbridge Assist provides travel assistance worldwide: medical coordination, emergency support and 24/7 help, wherever you are.
Global travel assistance from a company with 25+ years and offices across Latin America and the Caribbean. Plans for single trips and frequent travelers.
Get Travel Assistance ↗Redbridge Assist is a travel assistance service, not an insurance policy. Availability depends on your country of residence.
Doctor visits, hospital stays, surgery and prescriptions outside Puerto Rico — where your local health plan usually stops.
Reimbursement for prepaid, non-refundable costs if illness, weather or an emergency means you can't go — or have to come home early.
Lost, delayed or stolen luggage, and help replacing a lost passport far from home.
Meals, a hotel night, a rebooked flight — the small disasters that add up when a connection falls through.
Coverage, limits and exclusions vary by carrier and plan. Pre-existing conditions, adventure sports and pregnancy are often optional add-ons — worth checking before you buy.
I'm Veronica Isabel — a writer, a traveler, and a licensed insurance representative with Torres & Rodriguez, LLC, the agency my family has run in San Juan since before I was born. I've been in it since I was sixteen.
The carriers on this page are ones we've placed clients with for years. When you buy through my links, I'm your representative on the policy — which means when something goes wrong on the road, you have a person to call, not a hotline.
Torres & Rodriguez, LLC — authorized insurance representatives in Puerto Rico. Travel insurance products are underwritten and issued by Chubb, MAPFRE Puerto Rico and Redbridge Insurance Company respectively, each authorized by the Oficina del Comisionado de Seguros de Puerto Rico. Quotes and purchases are completed on each carrier's own website; Torres & Rodriguez, LLC acts as producer of record and receives commission from the carrier.
Travel insurance products on this page are available to residents of Puerto Rico only. Redbridge Assist is a travel assistance service and is not an insurance policy; availability and terms depend on your country of residence. Nothing on this page is a complete description of coverage — refer to the policy or plan document for terms, conditions and exclusions.
